Life changes — and your will should reflect it. When a change is needed, you have two options: rewrite the will entirely, or add a codicil. Understanding when each approach makes sense can save time and prevent complications.
What a Codicil Is
A codicil is a written, signed, witnessed supplement to an existing will. It's a legal document that modifies the original will without replacing it — the two documents are read together, with the codicil controlling where it conflicts with or supplements the original.
Like a will, a codicil must be:
- In writing
- Signed by the testator (the person whose will it is)
- Witnessed by two disinterested witnesses (people who aren't beneficiaries in most states)
- Notarized in states that require notarization of wills
A codicil that doesn't meet the same execution requirements as a will in your state may be invalid.
What a Codicil Can Change
A codicil can make virtually any change to a will:
- Change the executor
- Add, remove, or modify a specific bequest ("I give my piano to [name]" added; an existing bequest removed)
- Update a beneficiary's information following a name change or address update
- Remove a beneficiary
- Change the guardian designation for minor children
- Add a residuary beneficiary
- Change a bequest from a specific item to a specific dollar amount
Codicil vs. Rewriting the Will: When to Use Each
When a codicil may make sense
- The change is simple and isolated — one or two specific modifications
- The existing will is recent (drafted within the last 5–10 years) and otherwise accurate
- The change is not of a type that would affect how other provisions interact
When rewriting is better
- The will is old — outdated references, people or accounts that no longer exist, outdated executor choices
- Multiple changes are needed across different parts of the will
- You already have one or more codicils (complexity multiplies with each additional document)
- The change involves the residuary clause, trust provisions, or other integrated elements that interact with other provisions
- Major life changes have occurred since the will was drafted: marriage, divorce, children, death of named beneficiaries
Many estate planning attorneys now recommend simply executing a new will in most situations — it's cleaner, eliminates interpretation complexity, and modern document preparation makes it nearly as fast as drafting a codicil.
What a Codicil Cannot Do
- Override a valid beneficiary designation on an account (life insurance, retirement accounts, POD accounts — these pass outside the will)
- Change terms of a trust (a trust is a separate document)
- Retroactively validate a will that was improperly executed
- Revoke or replace a power of attorney or healthcare directive (separate documents)
When to Update Your Estate Planning Documents
Whether through a codicil or a full rewrite, your will should be reviewed after:
- Marriage or divorce
- Birth or adoption of a child or grandchild
- Death of a named beneficiary, executor, or guardian
- Significant changes in assets or financial situation
- Moving to a different state (different laws may apply)
- Major changes in tax law
- Every 3–5 years as a general review
